पुरवू कसे डोहाळे, उबदार हिवाळ्याचे
कोमेजले जिव्हाळे,धुमसून वात गेली…1
तू गात होतीस तिकडे, किशोरीचे ताराने
व्हाट्सअँप पायी,विसुरन बात गेली..2
बंगला सोन्याचा हा,बांधला तुझ्याच साठी
अडवे झालो आपण,निद्रेची साथ गेली..3
ठेवले तुझ्या पायी,जग जिंकून सारे
सुखाच्या हिशेबात,सगळीच रात गेली..4
उरलो कितीसे आपण,झुरता साथि साठी
हे कोण अनोळखी,सोडून कात गेली..5
टीप:2 मध्ये wahtsapp पायी ऐवजी गुंतलो माझ्यात मी असे सार्वकालिक योग्य ठरले असते,पण सध्या तरी wahtsapp जास्त नेमके वाटते
तुज्या तोंडी दुसऱ्यांचे तर्क
तुझा शब्द,त्यांचे वर्ख
असा कसा व्यक्त होतोस..
इतक्या स्वस्तात भक्त होतोस?||1||
त्यांनी सांगीतले तू मानले
असे होते,तसे होते
असेच होत असते मग..
आणि तसेच असते जग||2||
इतके सहज कसे मानतो
कल्लोळाला सूर जाणतो?
आपले गुंडाळून ठेवून
प्रचाराला विचार म्हणतो||3||
असे आवडत असेल तर कर..
फेकतील तुझ्यावर ओळी
तेच,तसेच,पण नव्याने रोज
ती आपले म्हणून डोक्यात भर||4||
मला सांग मित्रा एक..
पण सांग, त्या आधी तुला..
वदवून घेतलेले पटेल का
आपलेसे तरी वाटेल का?||5||
तू म्हणशील तर हो म्हणेन मी
मैत्रीच्या नात्या पायी
तुझे म्हणणे,तुझेच खरेच
तू असाच ,हे पण मानेन मी..||6||
मग तू ,तू तरी कुठे उरशील
नकळत कळपात शिरशील
काळापात कोठे शोधू मी मित्र
एकांडा वाघ .. कळपातील कण्हनं…||7||
दोन डब्बे झालेत जगाचे…
एकात तू बसला कि, दुसऱ्यात मला बसव
सोबत नसलो तुझ्या ,कि विरोधी असतो मी
वाद सोप्पे झाले आपले,मतांचा अंत झाल्याने||1||
आजकाल मोदी चे असतात डब्बे
त्याआधी केजरीवाल भोवती मंडायचो आपण
मार्क्स,समाजवादी, भांडवलवाले ..
हे बाबा आजोबांचे आवडते डब्बे जुने..पुराणे||2||
बायकोला टोमणे मारणारी नणंद ,हीच
नवऱ्याशी भावा साठी भांडणारी बहीण आपली
द्वयताचे चेंडू सहज असले रोज झेलतो आपण
काळा-गोऱ्याचा पुस्तकी हट्ट येतो रे कुठून?||3||
जिंकण्याचा घोर लागला ..की डब्बे येतात कामी
माझाच डाव,नियम,निवाडा.. सोयीची मांडणी
मुद्द्या ऐवजी, गुद्द्यां साठी जेव्हा मंडशील डाव
डोके गंजते,स्वत्व मरते,डब्बे कबरी होतात आपल्या||4||
08 Nov 2016
Existing notes cancelled. The temples will see surge in donation. Coin collectors will njoy the opportunity. If stock markets crash buy the stocks over next week’s,esp banks,auto,fmcg,skip reality,infra. Does china own wells fargo bank? This move has so called Rss imprints. Like him or not. This is gutsy move. CA and income tax dept will be in news. A lot i guess. Also note its effect on real estate and election process…..but no serious politician keeps cash hoard..it lies in real estate and stocks….Ah yes the bank holiday the classic bank holiday is seen in our lifetime.. rejoice economics student’s..
Rip Keynes, this is classic Austrian school revenge
09 Nov 2016
Very very few can understand destruction of capital , black is the ethical label to otherwise valid and authentic money. Its is not always criminal in general sense of common man.
We have to see how people dispose the unconvertible black currency notes. Either govt will have re launch amnesty scheme or it will have to bear the destruction of capital which is plain deflationary ! Given that inflation in india is already tamed this move can potentially shock gdp growth number. Which why probably govt has preponed budget dates so it could compensate fiscally.i dont know if velocity of money will be a problem, it wouldn’t be i believe as its a more bank note swap and not currency launch so its a monetary irritant but people’s reaction is what economics makes hence the mention. 3 to 6 months is long period, we have to see whose capital gets wiped, hope the govt did the math’s here, it had the data btw.
. … beyond the surface diagust for black money we need to understand that it is also mark of govt inefficiency (in addition to private greed etc). And also realize that even if black, it contributes to economy . Remember services of which real estate is big part is half of gdp, its not that magically India became 2 trillion economy under chidambaram.
Only that all of the black money might not formally get accounted in gdp..hence black.
..the last man in the black money chain looses the money …what we don’t know is what happens to his obligation and how it will affect those in obligation chain ?
12 Nov 2016
Big F… read till last line….A typical ATM has four cassettes in it. Each cassette holds 22 packets of notes. Each packet has 100 notes in it.
Now, with most dispensing Rs 100 notes, the maximum each ATM will hold is Rs 8.8 lakh.
Assuming each person going into an ATM draws to the upper limit of Rs 2000, that makes it 20 notes. That in turn means each ATM can handle a maximum of 440 transactions per day.
..Every human being has panic.. economics is all about human emotional reaction
13 Nov 2016
Deflation. Do u know that word? You are going to hear it all of 2017 and hopefully not beyond. But more than reading. We will all experience it firsthand…good bad and ulgy side of deflation
….caused by this 500 rs move…why? Destruction of capital… ….If your economics news author or stock analyst. Is not talking of either of this.. consider changing your reading sources.
Ps: deflation sounds good in theory like Ayurveda likes purging. But it need strong guts to stomach it (oh there is pun btw.. unintended)…
In short. We will bleed first and recover later
now…post 2007 on the ground economy was slowing but govt printed electronic money…how do explain that to suffering public but with new confusing term stagflation…but u see the voting public was in deflation of wealth and thus purchasing power. And it revolted.. that only explains new decisive leaders getting elected. what Indian govt did is not destroy this new cash supply which is lying as Npa and asset on balance sheets. But they further eroded wealth with common man…u see black money is first money and then black…now the public faith in money and banks is shaken subtely…it will take long time of it returns. And public makes the economy. The proverbial velocity…that is going to take long time..that’s how destruction of capital….
I wud have favored balance sheet cleaning before cash squeeze….but it done. So the cold depressing deflation is here…ppl won’t buy.. market will shrink
…indians love gold already. They will love even more for years to come. Note ka bharosa nahi..
govt liability to pay the note will not come down. So long the notes exist…but people’s claim on wealth suffers…capital is destroyed…and deficit is diff phenomenon.. unconnected to cash supply..
Govt balance sheet wont improve…with this move. No way
20 Nov 2016
Look at the fun, bank have sudden surge in deposit and this interest liability-outgo, whereas their main business is taking cut out of the flow. They are stuck. The deposit money will also be stuck, people who lost balck money but deposited white in bank,basically marginally corrupt folks will be very frugal with deposit. People with major black have their capital wiped out, this majority will cause depression in market, scaring even the pure white folks n marginal black money holders. Banks will have curious problem of lending
The big corps are still licking wounds of over investment and have better rates internationally available. It will b pr disaster if banks try to woo them. The retail guys will hesitate to buy home in falling market. This leaves only make in India kind of sme sector, but u know how tough it is to build a globally competitive sme. This is classic deflation of velocity of money slowing. I see rates go down to 7% or so for deposit n home loan. At the same time the consumer goods won’t slide so much, they can’t as Indian mind is allergic to falling income while they love cheap good. So commerce will be in funny doldrums. Only once a time lapse of a year or so is over the usual activity of consumption lead demand will trigger the gains. Its might be more than a year or less if govt announces some housing incentive, which will be risky tough.
The banks might find to keep balance sheet neat but not via common man type landing. We have a big problem ..by dec the falling auto,cement sales will start appearing in news. that will kick off the bewilderment cycle. Capital destruction is risky it had reset the economic cycle in manufacturing and service economy while the agrarian part will thankfully keep normally going on
Market is on whitened money ..but the retail reality will catch up soon…when the results start pouring in..in jan…pe wont be justified no matter what. But u see the salried middle class will have its revenge…we havnt heard of negative DA after al
24 Nov 2016
The troll of manmohan singh, and not de demonetization is the turning point for modi era…mark the event and keep observing… finally congress seem to have learned how to stand up to aggressive bjp…god bless the democratic balance in India.
urjit ..rajan contrast is like mms modi..we need to get used to change of style i guess
Shanktikant das as RBI official is talking to media..why insist on his boss ?i also believe the daily rules are coming from. Fin min and.not RBI…RBI is policy. Fin mind is procedures and rules
…inr is back in the short India territory of 2012… everyone know this is the time rbi cannot intervene in market..so i believe we need to digest it for some time. But you see fundamentally demonetization is positive for inr…a currency base erosion is equal to informal revaluation of inr. I am assuming rbi wudnt show them as gains hence reevaluation think we need to give Patel more time. This demonetization move is too big for a guvnr. Nifty is in pain for sure …the jan results will be bad..even the monthly data will be bad..we will have a yearly gdp rate of 4 pc or less..not that 4 is bad number if economy is cleansed. But the shock will be absolute coz then onwards it will be even less of gdp growth…ppl don’t get economics
You see the unconverted notes simply vanish…if rbi doesn’t print in lieu of them. Which i believe they wont then there is reduction in currency base..that’s revaluation of inr. The funds are taking advantage of liquidity squeeze by shorting inr.
even when rajan came we said hez gs stooge and world bank spy….this time its amabni for patel…the govnr is bound to have a resume….rajan was media savy but thats abberation…we cnay judge patel like that.. his real test is what he does on monetary front when 30 dec comes and again when gst comes….if he takes drastic rate cuts..i wud give him full mark. Say 7 % rate
25 Nov 2016
One your away…7.5 home loan rate…gdp growth rate of 6..5..4 % q on q…a real estate panic…and hopefully a zero DA for govt employees..between now and Diwali. It will be puncher-ed by gst rollout and stock market down slides till gst rollout. No mass unemployment like ppl r saying
26 Nov 2016
Deposit rates are down to 7% range..these are leading or lagging gdp rate by 2 to 3 %gap as per the cycle…but loan rates have 3% gap still ! now that fds are down, gold is next, auto loans, and then home loan all converge to 7 and low as the slowing economy numbers get publicized. These numbers will mean a lot to our daily lives comfort and troubles. B prepared .ps: as it stands demonetization is appreciative for inr in months as range.
There will be deflation plain and simple..painful, but we will get out.. population growth
In consumer space.. is bleak.Amazon just launched an Amazon go service .
The idea is to walk around the store picking items and let the amazon magic wand do the billing and payment for you. Something like how magic bands worked in amusement part.What is important here is not how amazon will identify the chosen products but how it will bill the customer.The experience amazon wishes to give via go service is that of on tap shopping.This mandates that the act of billing your account will be on tap.We can draw an anology with how oauth made user authentication ontap for content providers.This is huge.
The idea of some sort of token of your payment power was well established by cheques and later via plastic cards. The point of sale handled the other part of giving identity of the billing party. The same was replicated by e-commerce sites. However whats was missing here is a marriage of discoverability of both the parties as well as payment completion on the same tap.And all withing the realm of regular banking. We can alternatively say that the ease propagated by maverick fintech of dot com era as well as current breed of startup is going mainstream. All via the power of amazon to shape and coerce new behavior.
The problem that consumer banking apps went on to solve were that of products, payment’s and problems. Its is at the payment level most of the problems and innovations in this area happened. What amazon go will propagate is the paradigm of account as a service ,on which payments can be made. Its kind of stretching the event horizon. Because once the cognitive habits of tap and pay becomes normal,all the problems of discovery and identification become part of a universal,standardized infrastructure that most bank will end up supporting. The shift is so fundamental that the current attempts of standardization of bill payment,QR cheques,universal account identifiers and the payment networks will be forced to coverage and fall in line with account ad service model due to sheer power of end user convenience.
What then is left with banks is products and problems. The products being the universal facility that banks offer and where information technology has little to offer apart from some trivial suggestion based on consumer profile.And the problem part which the support executive can’t get rid of, so much the banks would love to eliminate and are nowadays looking towards bots as hope.
We must also factor in the usual suspects of value chain arguments. In a world where bank account and transfers are available as standardized commodity,there will be an inclination to move up the value chain,but we must remember the very reason of the channel banking app was to outsource clerical load onto consumer and let them do it.What more can then be more up the chain than liberalize payments and accounts further and let the bank focus where their strength lies ie better banking products. So skip the temptations to bring some workflow,fund sharing- social features to your banking apps.The consumers might not,all,need it ;and in the light of account as services the app ecosystem will take care of the latest , mostly transient tides of consumer behavior.
तुझ्या नोटा माझ्या नोटा
टमरेल रिकामा वापर गोटा
चेक नसेल तर डिजिटल हो
चढवून paytm चा फेटा||1||
तीनशे रुपये रोजंदारी वर
काळा झाला बघ पांढरा
तू असाच लाग रांगेत
नेसून इमानदारीचा सादरा||2||
शोध कुठे सापडतात का
घाबरलेला काळाबाजारी
दुय्यम निबंधक,आरटीओ
गुंठामंत्री अन रेतीव्यापारी||3||
लिस्ट अशी ही लांब आहे
तुझ्या मनातील काळ्यांची
सगळे कसे सुटलेत मात्र
भोके मोठी होती जाळ्यांची||4||
असा नको घाबरू मर्दा
लुच्चे होते ते अच्छे आले
हेच ते दीन,बघ बदललेत
60 टक्क्यांवर सच्चे झाले||5||
तुला तरी कोठे होती
हिम्मत जग बदलायची
आता जग बदलले तुझे
कर घाई नोटा बदलायची||6||
विधान सभेत , फक्त बलात्कार व्हायचा बाकी होता,काका म्हणले .जनरल नॉलेज साठी पेपर वाचणे सुरु केले होते १९८९ ला, जयललिता सोबत हे असे झाले ,म्हणजे नेमके काय हे कळायचे वय नव्हते . 
आमच्या महान नेत्यावर टीका करणारी कोण हि, संपवा हिला , हि प्रवृत्ती आजही कायम आहेच .पण एक स्त्री च्या अब्रूवर भर विधान सभेत असा असा प्रसंग झाल्याचा हा एकमेव (सुदैवाने) ,प्रकार असावा . तेव्हा ह्या घटनेवर stand घेतलेला आठवते का हो ?किबहुना , जयललिता गेल्या म्हणूनच बर्याच लोकांना हे असे काही घडले हे माहित झाले,असो . तर मग येईन परत ते मुख्यमंत्री बनूनच , आणि हि बाई ,खरच ६ महिन्यांनी मुख्यमंत्री बनून सभेत आली , तमिळ मध्यामंनी द्रौपदी वगेरे म्हणून ह्यांचा गौरव पण केला .प्रकरण तिथे थांबले नही .मग 2001 च्या आसपास असाच प्रसंग करुणानिधी आणि मुरासोली मारण ह्यांच्यावर आला .सत्तेत होत्या जयललिता .लुंगी पडून ,चड्डी दिसेल , असे खेचत आणले होते पोलिसांनी ,सगळे tv वरती live. स्त्री चा संताप वैगरे म्हणून आपण कवी-कौतुक करू शकतो.पण बाईंनी हिसाब-बराबर केला .
जयललिता समोर पाठीतून वाकणारे आमदार खासदार ह्यांच्या फोटो वर आपण बरेचदा सहज कॉम्मेंट करतो.पण भारतीय राजकारण स्त्री ला ती स्त्री असण्याचा विसर कसा पडू देत नही त्याचे हे उदाहरण. ते इतरांनीही लक्षात ठेवावे असा कदाचित जयललिता ह्यांचा निर्धार असावा .त्यांचे राजकारण वगेरे चर्चेचा विषय ठरावा , पण इंदिरा गांधी नंन्तर इतकी शक्ती शाली राजकारणी-स्त्री म्हणजे जयललिता . हे लक्षात घ्या.
बरे हे इथेच संपत नही ,सिंगूर च्या वेळी ,कॉंग्रेसच्या प्रियरंजन दासमुंशी च्या जवळ रडतांना च्या ममता बनेर्जी सगळ्यांना आठवतात, पुन्हा तेच ….आमच्या महान नेत्या विरुद्ध… तिथून ममता ज्या उठल्या ते मुख्यमंत्री बनूनच.
म्हणूच ,स्मृती इराणीला ,भर लोकसभेत ,आम्हाला माहित आहे तू कोण आहेस ते , असे यादव म्हणतात ,त्याचे पुढे काय होईल …बघुयात .
पण एकंदरीत ,महिला-मध्यम-आपली जागरूकता ह्यांचे आडाखे ध्वस्त होतील असे हे प्रसंग .जयललिता त्याला पुरून उरल्या.एक ५ वर्ष जावूद्या …इंदिरा नंतर ह्याच,जयललिता
note: Image is copyright of Indian Express ,shared here with thanks to them .
Original: http://www.loksatta.com/desh-videsh-news/jayalalithaa-saree-torn-in-tamil-nadu-assembely-indian-express-photographer-1356093/
अहो विश्वाम्भर, किती भराभर,तेच तेच बोलणार
जड मोदी च्या बरोबरीने,हलका अरविंद तोलनार
तुम्हालाही माहित आहे,नेता आहे हा खमका
एकटाच इथवर आलाय,थेट आणि नेमका
हट्टी, खंबीर, हुकूमशहा,एकाच रंगाचे शेड आहे
यातील फरक कळणार कसा,मीडिया आजकाल पेड आहे
तुम्ही करा काय तो विवेक, बनून विचारवंत
विचारधारेचा हट्ट सोडून,बोलाल काहो स्वतंत्र?
कालचे उत्तर,उद्या कदाचित,चुकीचेहि ठरेल
शाही च आहे ही,लोकांची,करेल अन मग भरेल
दरम्यान,केलेल्या निवडीची,समजून सांगा किंमत
म्हणजे नव्याने भुलण्याची कायम राहील हिम्मत
देवेंद्र लागला मुरायला
नाथ हा झुरायला
पालवी खुडायला
धीर साथ देईल का..
हाकरेs कळत नाही
ओले असून जळत नाही
सामना हा जमेल का
मुंबई जिंकायला
मुठी काही वळत नाही
पंजा सळसळत नाही
पप्पू मुभा देईल का
शिलेदारांना लढायला
नाही म्हणायला राणे आहे
बारामतीचे गाणे आहे
अजून पाणी वाहील का
धरणे भरायला
नोटांवर असू दे बंदी
बाजारात कितीही मंदी
मी दिल्लीचा रुपया
माझीच असणार चांदी
ह्याची ट्रिप,त्याचे मत आणि उसने नवल वारंवार
कुठे किती.. काय होते,माझे जीवन नीरस फार..!
वेळ दवडून, वेळच नसतो,भेटू कधीतरी म्हणशील
संतापाला आवतन देऊन,असा किती दिवस झुरशील?
बघ अजूनही ,चंद्र उगवत असेल, मंद,आकाशात
मित्रांना घेऊन,जमव मैफिल,led च्या प्रकाशात
टक्कल पडायला लागलीत,विकेट पडायच्या आधी भेट
नुसतेच हैप्पी ब्दडॆ, असे किती दिवस म्हणशील?
गेली ती वेळ,आणि जातंय ते जीवन तुझेच आहे
तो तुझा जिवलगा,तिकडे असाच बिझी आहे
जा त्याला भेट कडाडून,बंद कर साल्या हे नेट
गेलेला काळ तुच असतो,असा किती दिवस उरशील
जीवनाच्या भेगा भरायला,अधून मधून,अपडेट भक्षण
प्रत्यक्षाची भूक आभासाने?वेड्याचे नाहींका हे लक्षण
तोंडी लावायला लोक असतात का?किती खाडे करशील
सोशल असली,तरी मीडिया असते,अजून किती भुलशील?