Protect Your Credit Card : RBI Directive

RBI directive : Use of Credit Cards Online

The Reserve Bank of India (RBI) has made it mandatory for all online transactions to have an additional level of authentication from August 1, 2009 onwards. The extra level of security is a password, which you have to enter after submitting your credit/debit card details when making online payments. This authentication is required for all transactions on   websites in India. This new technology for safe online transactions is called VBV – Verified by Visa or MSC – MasterCard Secure Code. [1]

How do I register my credit/debit card?

Visit the website of your credit/debit card issuing bank or get in touch with your bank and complete the one-time registration formalities. Click on the links below to register your credit/debit card and get your password.If you have received this information as email forward then please visit your banks website by the URL you know and  register yourself .The links given below are for easy reference and they can be altered to spam/infect you easily (Pls check the lock Icon at bottom of your browser for all your banking transactions ).

ABN Amro Andhra Bank Axis Bank Citibank
Deutsche Bank HDFC Bank HSBC Bank ICICI Bank
Kotak Mahindra Bank Karur Vysya Bank Standard Chartered State Bank of India

What is the last date to register my credit/debit card?

There is no last date for registration, however after August 1st you cannot make online purchases without your password and so we recommend you get it done as soon as possible.

Whats More ?
A system of “Online Alerts” to the cardholder for all ‘card not present’ transactions of the value of Rs. 5,000/ and above.

This directive is applicable to all private , PSU , cooperative banks in India .

There was news of similar check being enforced via swipe purchases and mandating a photo ID card etc …coming soon on this blog ..

View Demo : Click Here

I am pasting the link to a demo on how all this works . This demo is property of ICICI bank

RBI Notification : http://rbi.org.in/scripts/NotificationUser.aspx?Id=4844&Mode=0
Personally I welcome this move , its prudent and user oriented .Wish we bridge the gap between Debit card and Credit card soon .
Happy eBanking 🙂

References:

[This info is quoted from other sources : http://www.icicibank.com , http://www.shaadi.com , http://www.sbicards.com and http://rbi.org.in et all]

Teacher and Guru

Got this  in an email ..dunno the author … read the last line its awesome ..

==============================

TEACHER & GURU

A teacher takes responsibility of your growth
A Guru makes you responsible for your growth

A teacher gives you things you do not have and require
A Guru takes away things you have and do not require

A teacher answers your questions
A Guru questions your answers

A teacher helps you get out of the maze
A Guru destroys the maze

A teacher requires obedience and discipline from the pupil
A Guru requires trust and humility from the pupil

A teacher clothes you and prepares you for the outer journey
A Guru strips you naked and prepares you for the inner journey

A teacher is a guide on the path
A Guru is a pointer to the way

A teacher sends you on the road to success
A Guru sends you on the road to freedom

A teacher explains the world and its nature to you
A Guru explains yourself and your nature to you

A teacher makes you understand how to move about in the world
A Guru shows you where you stand in relation to the world

A teacher gives you knowledge and boosts your ego
A Guru takes away your knowledge and punctures your ego

A teacher instructs you
A Guru constructs you

A teacher sharpens your mind
A Guru opens your mind

A teacher shows you the way to prosperity
A Guru shows the way to serenity

A teacher reaches your mind
A Guru touches your soul

A teacher gives you knowledge
A Guru makes you wise

A teacher gives you maturity
A Guru returns you to innocence

A teacher instructs you on how to solve problems
A Guru shows you how to resolve issues

A teacher is a systematic thinker
A Guru is a lateral thinker

A teacher will punish you with a stick
A Guru will punish you with compassion

A teacher is to pupil what a father is to son
A Guru is to pupil what mother is to her child

One can always find a teacher
But a Guru has to find and accept you

A teacher leads you by the hand
A Guru leads you by example

When a teacher finishes with you,
you graduate
When a Guru finishes with you,
you celebrate

When the course is over you are thankful to the teacher
When the discourse is over you are grateful to the Guru
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Good Luck

Taming of a bright kid ..

Tushar was indeed a cute kid . Sparkling eyes with a tinge of mischief , curly hairs and an innocent face this little devil had .

The way he would tilt his neck while saying Bye to his mother ..on his way to school bus ….was the best moment of Shila’s life .And she would live that every day .

Readying tushar for school …. grooming him like a prince …she would thank god …everyday… for giving her such a lovely son .

Shila …his mother was really proud of her son .For mothers love knew no bounds to her only son and Tushar was smart kid @ school too .

This kind of added to the love his parents had for him .Especially to his father , a professor of Physics @ university .

It was kind of ego extension for both of them to have the best kid in the world as their son . Only that they were unaware of it .

Tushar nevertheless got the best love and care a kid would get .He was pampered for all his demands made for cars and game console.

Even for his mischief’s he was handled very gently .

…Except for one thing .

Tushar had a nasty habit of cleaning his nose with his finger .He would put his finger inadvertently in his nose …every now and then .

“But he is only 7 years ” the mother said , “we must not get harsh on him” .Suresh his father was rather adamant of disciplining Tushar of this habit ..”We have given him the best training in this town…how can he do this …?”…he would crib .

“U know Misses Premjis daughter ..that little Shahina ….she still sucks her thumb …..our tushy …oh he must be having some real irritation in his nose ” ..

“Or is this a case of sinus…dunno if kids so small to get it …….may be we should show him to doctor …………or shall I ask him to do anulom-vilom …..is it ok if kids do it …may I should call baba ramdev on the number they show on Aastha …and ask him only … ” “Oh my little tushy …but we must not get harsh on him …its only a small habit …see how well he behaves otherwise ” …

Oh mothers heart ..!! ….shila would go at length to defend her kid ….whenever Suresh will shout @ Tushar for putting his finger in his nose .

But inside her heart ..she felt depressed ..a little . She would love to see her son to be the best in the world . And the harsh words coming from Suresh were also true .

We must groom Tushar to be …a man ..tomorrow he has to compete in the world outside …with the Shahina of premjis …..satyam of the next door rajus …and tony of the ramodurai’s..and may be …some day …the firangis

She was disturbed .Knowing not what to do .The noon passed like this and her angel came back from school . Oh what a bliss it was to see him back from school on time .

And immediately she remembered everything that she thought …through that noon . Tushy just put his finger in his nose .

“Honey …don’t do that … u know it’s a dirty habit ….” She said . Tushy promptly took his finger out .”This would not work ”she thought .”Its just not acceptable ..may be I should do something more sustainable ” shila’s mind started working .Calmly .then she approached Tushar ..embracing him with a firm hug …she told him the pact ….

Tushar would get an extra glass of apple juice for the day he would not put his finger in his nose …and he would not get his favorite bournvita for a day he puts his finger in his nose .

Not that tushar liked apple juice …he rather hated it ..but he would drink it anyway …for the love his mother would give it with .

Oh he did obey his mother …. Shila was happy … it worked … now she could love her some more ….and flaunt it in front of Suresh to …she won …

“See our sonny boy is behaving so well” she said proudly to suresh ..as they were sipping tea on a Sunday morning ..overlooking a Tushar playing …outside …

As luck would have it …then next moment …he put his finger in his nose ….Suresh gave a dry smile ….and shilas heart sank …

“Oh its not working ….he behaves well only inside house …..its not good …….may be …may be I should tell more people to monitor him “ …

With that ….next day …she called his class teacher …and told her to keep a watch ….

And it worked !!….only a month later ….his teacher called and told her the good news ….Tushar ..stopped putting his finger in his nose ….in the class room.

“In the class room ….oh that means outside he does ” …”May be I should tell his friends too …to keep watch on him” …

She started talking to Tushar’s friends……one by one …and lo …its worked ….

Shila was happy …it was working ….her honey kid …is now behaving ….he wouldn’t put his finger ..in his nose ……………………in front of all the people …

But that saddened her a little ……………he would still do it ….when he is with strangers …..”But I cant tell everyone in city ……about him …..it will hurt his self esteem …may be I should do something more sustainable ….”

Only if …there was some facility …………………something like a satellite camera that would follow…tushar …all the day …every where he goes ………

May be if there was some facility ………………something like a mobile speaker that would follow Tushar …….so shila would could control him ..herself …every moment …

Every time …then on…..when Tushar would even lift his finger she would know from the camera…..and then …she could ….shout from the Loud spaker …..

“Please …use handkerchief to clean your nose …………….please …..don’t put you finger in your nose ….”

…oh my sonny boy …you are supposed to be best in the world ….why don’t you understand …………my kid …..” shila went on …disciplining her kid ..

Background :
There is this footpath that’s been build recently at my work place . Its a tiny little path on both side of roads inside our campus . We are supposed to walk on it .
The problem is we are supposed to walk ONLY on it ….Tch Tch … it didnt work …
and finally one fine day there were sicurity guards deployed on the walkways … they wud guide us with whistles to walk on the footpaths…..Tch Tch …it dint work too …
and then one fine day …..These guards were given loud speakers …and they would shout from it …asking us to walk on the FP … Only on the FP .
The story was prompted based on this occurance but none from my workplace related to it ..
PS : With rainy seasons the loud speakers are silent ..and I hope this is forever ..

India … article 377 and a PJ

This is this joke …frequented my sms box these dayz ..

1969`s mom to her son : Beta, apne RELIGION ki ladki se shaadi karna ;
1979’s : Apne caste ki ;
1989’s : Apne level ki ;
1999’s : Apne desh ki ;
2009’s : Koi bhi par *ladki* se hee karna ……..

while this one is meant to be a small joke what startled me was that it captured changes in Indian society really well .
It captured the cultural undercurrents related to marriage in Indian society in shortest possible way .
Debate is on whether article 377 which has just decriminalized sexual freedom is actually of this big significance .

Well if u agree to the way i have worded it then there is nothing to think over .
What the court did in the ruling is simple de-criminalization of sexual freedom .
But that now how the media sold the story and that why it mattered .
Somehow this has become Gay ruling than anything else .

Analyzing the basics …..Post British invasion India has been a socially very diff than the free thinking India we take pride in .
Its just that this has not been well realized by Indian masses and intellectuals alike .
Indians for long has been collectively restrictive and individually liberal society till this time .
What this sentence means in simple term is ….so long u conform to the basic rules …u had the freedom to live the way you wish .

Its during and after colonial rule that we all found ourselves as completely changed society in the form albeit with the same soul …
Be it our standards of being cultured …definition of being civil ….parameters of progress …or agree of liberty .

Its with this un-conscious dual-ism in our thinking the whole debate about 377 becomes significant !!!! .

If you have analyzed the joke above carefully you would realize its contrasting gayz with marriage. This is the dual-ism i am referring to .
While being sexually deviant (gay or otherwise ) is matter of orientation .. being gay or lesbian is about lifestyle .

The india i know would not have much issues with the former .
But the india i know is not prepared for the latter .

And i told u guyz …we were collectively restrictive :…..and individually liberal society 🙂 !!!!

When is say that India isn’t ready for gayz … i don’t really have any probelm with them as such .
Rather its a larger issues than that …. Indians aren’t just ready for “Lifestyle ” culture .
Add to it our confused dual-ism …or if u prefer a simple word … Hippocratic 🙂 .
So long we as country dont really state and stand for what really matters …so long we dont chooze the right over to appropriate …we or anyone for that matter is in for huge shocks in these times ..

I will give a simple example … i was visiting my friend at Jammu last year …he stayed in gandhi nagar or smth like that there .
Being the IT geek …i searched for jammu and this nagar on orkut …and lo ….i came across …
Gandhi nagar sex club with some 3-4 thousand members !! …. now i assume all of these are weak ppl …but theay are 3-4 thousand real ppl …they are part of society .
some jammu gayz and wives and gigolo clubs …and i was wondering …when i landed there ..whether jammuites are aware deep down smth is brewing !!!

… i must admit …i used to think that such things happened in Bangalore only …but Jammu wasn’t a simple place either ….and nor should be rest of india .

oh yes … i wasn’t confident of writing this post at first …….lest my friends connect my late marriage with this article 🙂
As a writer the first thing you learn is to keep your personal thoughts and your intellectual ones separate …what i wasn’t sure whether the readers know of it …..lol
…and as i was making up my mind …i came up with the tag line of collective -restriction….and personally free
…and that made writing this post more compelling .

coming back to the topic … the India ….
we see now is in middle of similar transformation that US went though in the hippies revolution .
Things like article 377 or women reservation bill just make it more evident …
or if you prefer ….a better example … movies like ….Kal ho na ho and dostana make it move than evident …
and no wonder …. i consider karan johar as brilliant show man ….

he just made…with these movies .. ….gayz collectively acceptable…. and that is where the PJ above is so important ..

and you thought Jokes were only of small significance eh ?

Wasup Sachin : Tonight

Mom and dad are staying with me at pune now . It kind of gives them solace staying with me and finding bride for me ………………
…my 1947 born mom wakes up every morning and stands in gallery …chanting ramayana …..as i proceed for office .
every day she stands there to waive me…her 30 year old son ..a bye …even if it rains …

few dayz back someone in our building ………………….died …they  had the same surname as we .
Somehow everyone in colony was relived , …………….mom told me .
There was this lady in this flat …………who was paralyzed  …since 10 years .. and ppl though that finally she got relived …

but it wasn’t her …it was her husband …
this old man had quite his job for last 10 years ..since his wife got paralyzed .
Neighbors told mom ………………that he used to do everything for this lady …his wife ..
she was always bathed  …wore a fresh sari everyday  …even her hairs were combed to perfection .
Their son and his wife stay in opposite building …my mom told me …as this was being spoken ……….
…………………………

……………….mom and dad gave me a deep look and….then.. they smiled .
yesterday was our neighbors terahvi (13th day after death ) …..and all of their releative were …returning back to their home towns ..

this lady …his wife ….sotpped eating since yesterday …… i felt sad ..

…………… as i stood up and statred moving to my room … mom told me….
that this lady ….who was paralyzed …and lost her husband …..had lost her speech in her paralysis … for last 10 years ……..

tonight ..i am down with cough and cold …and fever

but tonight will be sleepless for some other reasons …..

The Real Meaning of Words

The Real Meaning


of Words


small note : This post has its images copied from Gmail , Please login to gmail in case you cant see them .Its worth it .

Love
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Sorrow

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Innocence

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Departure

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Pain

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Solitude

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Music

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Respect

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Compassion

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Friendship

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.

Patience
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Rescued

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Best friends

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Divine

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“Life is not about waiting

for the storms to pass…it’s

about learning how

to dance in the rain.”