Categories
Misc Personal

Wass Up …

the answer is nothing much ..:)
an IT managers life is boring .. ЁЯЩВ …jokes apart … I just came back from a marathi move “Me shivaji …” . Its kind of munnabhi theme woven around the issue of common man with some pieces of son of soil thrown here and there .

The movies started the usual debate with my roomie .The status of our country . It wandered around all the usual issues . And as U know from own experiences there was no sure conclusion ЁЯЩВ . The last line where we stopped the discussion was what can a common man do .

That line puncher-ed the heat that was there . the question scares me … a lot . For I am a man still in search of balance between practical and ideal . My friends know which side I am on .

I wanted to share a incident . There was this share trading site i used . It would go down most of the times the stock markets made big moves .That kind of frustrated me .
And i raised a complaint with SEBI .Honestly speaking I didn’t expect anything from it .
Surprise , surprise !! there was a letter from SEBI acknowledgment the complaint .A letter from National stock exchange , NSE, followed .Soon the site ppl called me and explained their side . The best part of all this was that they have now launched a low bandwidth site . This site is supposed to work under heavy load .
The chapter was closed .

I don’t claim any victory . The matter it self is quite old .The list of such incidents is long one for me and I wish not to brag about it since that’s not what i am after .
For me it was simple case of calculating the trouble i wanted to take .May be the risk was well within my limit , may be I was plain lucky this time . I simply am not sure .

But that’s where my balance lies for now . Its of making and effort within my powers and then letting it go . Someday I hope to find a real balance . Or may be someday I will be a real smart kid who minds his own business . or may be some day I will become a pure idealist .The chances of me vacillating are more and more realistic too .

Prakash , one of my friend ,every time he meets me his eyes ask for what next I did .
………………………Looks like the search will be on and so will be my experiments .

The latest update is that my senior sort of warned me to keep my heroism under control at workplace since we are in recession .
And I , with all sincerity to his advice , is moving on in trying to protect my self and the conscience that books have give me ….

Categories
economics Misc

The G20 Eyewash ..Global economy headed for more pain

Doing lip service has never solved any problem . No wonder 2009 G20 meet held in London is ineffective on the same count . While Mr brown looked confident in his dealing Mr Obama appeared very unsure .

No i am not to pass a judgment on economic acumen of these leader . I simply don’t have that much of immunity . But the declaration @ the end of G20 meet is something to be analyzed in detail . For it contains the actions that were not done in order to solve the current crisis .

The G20 solution for world economy looked like this .
1> Increase of few hundred billion dollars in IMFs kitty as SDR .
2> Establishing greater transparency in tax heavens , name and shame them .
3> Global coordinated stimulus .

Wel that’s the crux of it in layman’s language . This is supposed to solve the current crisis .
But what crisis are we facing in reality ?

Is it sub prime ? wel yes and now . In reality sub prime loan isn’t what this recession is all about .Sub prime is first of the symptoms of the things that went wrong .
The real crisis that we are staring at is that of unregulated derivatives and complete lack of maturity .

You would have heard the word over leverage and toxic asset many time in recent past .Simply put toxic asset is one which has no value or chances of recovery of the loan in foreseeable future .Loans were simply given to people at weak criteria . Loan that were given at low rates on the name of socialistic themes like house for all . That was the first fundamental mistake .The real mistake was to make pieces of such loan and sell derivatives of them to other bank . And the next layer of mistake came from the institutions that insured the loan .

Look the mess now . Its like same mistake multiplied 3 times . Taking such a repeat and excessive positions on small money can be simplified and called as over leverage . That is what the CDO and CDS all about . By some estimates this amounts to from 16 trillion to 600 trillion .
The number by both counts is horrifying .

But more horrifying is the fact that its the same money circulated many times . That makes the problem complicated to solve financially .

While the crisis began like this there is complete denial in the leadership of this issue . Bail out after bail outs are give to banks to clean up the loans . Where as in reality such loan cant be cleaned up in such a straight fwd way . This said we head for the next crisis which is of confidence . Since all of the lender knows the other one is tied in loan none is leading money to each other and the bail outs end up only in balance sheets . The real economy is still suffering .

let me ask U one simple question : What happens to a person who has drunk too much wine .The answer is simple either he digests it which is a long and painful process . Or he vomits it all which is a shocking and painful process . Wel there is one more option which is giving him medicines that partly make him digest the wine and partly throw it out of his body .

This third solution might hold the key to present problem but that’s a very rational decision . Rational and bold [ and mostly un popular ] decision takes visionary leadership to execute it .

So in realistic term our economy patient has 2 choices . Eat it or vomit it .In financial terms vomit ting will map to series of mergers , restructuring and bankruptcies .

Where as digesting the toxin means that the world settles all these loans in hard money . Of course prevailing wisdom in today’s world doesn’t suggest that we are going to save and earn so much money just to clear the mess we created . The mindsets aren’t so patient and mature .
So whats gonna happen in reality is that Governments , in particular US keeps on printing money at regular intervals so that the debt is cleared . Call this as quantitative easing . Another variation of this can be that of devaluing the currency so that overnight the money doubles and the debt figures looks too small and easy to manage .

Both case are result of smart and dishonest policy and both result in playing with the very definition of money and value . Just enough to clear the debt .

The G20 was the summit who was to solve this issue . SDRs which are essentially another name of bundle of few currencies like USD and EURO and all doesn’t server the purpose .Arresting tax heavens cant solve the problem though it might arrest it in future ЁЯЩВ [ assuming ppl are dumb to use same tactic again for deception ..lol ] .

What does that mean to ppl like us , actually noting . The G20 just created a feel good and postponed the day of reckoning . Remember the huge losses , debts and lack of money flow is still missing . In effect the issue is unaddressed .

I wonder if US and allies can convince G20 + for simultaneous quantitative easing . I wonder if non USD countries will gather the gutz to ask for new currencies .
Till such a thing happens we will keep on revisiting the same toxic assets which are now renamed as legacy assets , again and again , with increasing frequency .

The lay off are hitting India now , soon the salary cuts will follow .
Ignore the rise in stock markets in April . Ignore the profit that citi can report . Ignore the dip in gold prices [ it will shine in time of crisis] . The problem is still there , large and worsening .

Caution : More pain ahead …..

Categories
Misc Write Ups and Downs

India Awakening ? : Will Election 2009 will be diffrent ?


The jagore campaign was all around me . Some thousand people from my company registered for voters list . The feeling was overwhelming and I had to really wait for long time to get rid of that influence .

While jagore and allied campaigns might be limited in their reach , considering the size that India is of , it marks beginning of a new trend in this country .

For this was first successful campaign centered around citizenship . It will be interesting to see how much this affects the elite and translate into votes .

And if that happens this small % of new voters might change the result. I stick to might as a verb here especially considering the fact that most of our constituencies are rural ЁЯЩВ .

What amazes me about 2 diff things that are happening this time .
The first one is the sleek advertisements that BJP and Congress has put in place .

Full marks should be given to the ad agency that designed congress TV ads . They are top notch .
The usage of “jai ho” song might go down as a brilliant choice . But can such gimmicks change poll results ? … Now i don’t confuse myself with political analyst ЁЯЩВ but slogans and catch lines have their strong place in any campaigning . And this time they are too good . This time they are very filmy .

The second fact is how certain people are about the poll outcome . Almost everyone is sure of we getting a hung Parliament . The certainty is amazing . Somehow its so over the top that I feel the poll outcome might shock everyone . Or I hope so ЁЯЩВ that we get stable govt.

We never know , say some news on economics or Pakistan front might come in middle of election and change the outcome . But that’s wishful , I admit and I stop ЁЯЩВ .

Equally amazing is how people have written congress off . Looks like all TV pundits are more sure of congress’s poor show than a hung parliament . May be they are right , may be manmohans and sonia’s magic wont work ,
i take no side . Its just that I love underdog stories .
They are so so dramatic that it almost feels like democracy ….. !

Categories
Software

National Skill Registry : Profiling IT professionals

Lets get it straight guyz .

Would you like keep an account of your romantic encounters online ?
The one which contains list of people you had relations with . The one which can be tomorrow be upgraded so that it contains details of exactly what kind of relations you had with them .The one with which people can ask you questions like “did u have sex and how many times?” . The one which you may be forced to reveal when you plan to get married ?

IF you are a girl you will immediately get my point .

National Skills Registry [ https://nationalskillsregistry.com/ ] is an initiative by nasscom running for quite a long time .It aims at keeping a database of all the IT professionals .Its a permanent account maintained by an IT professional. These details will be upgraded as the employee moves across companies . The same data will be used for background verification and routine stuff you would see about profile maintenance on orkut or facebook . They even claim of 4 lakh successful registration !Gosh what happened to IT professional .

I find this quite suspicious and dangerous plan which aims at tightening controls over personal rights of IT professional .The fact that this is a permanent account sounds too dangerous to me , like the romances example I gave at the outset .

Lets c how , The first and foremost reason that Nasscom gives is that of security .
It says that since Indian IT industry is booming and since India doesn’t have an electronic registeiry of its citizen ,so its a concern with our clients when it comes to background check .

Question is which Background ?

Now there can be no doubts on IT clients seeking assurances about the people that they outsource to . If in case Nasscom is getting inspiration from US social secutiry system then its a fair thing to pursue . Nobody , including me , will want criminals at workplace .We should have a way to handle this .But that’s about it .
The rest that is said in support of this registry sounds like some smart marketing to me .

First and foremost ,security assurances to its clients is about the social record of the person .There is no reason to include his employments details and so on in this .

Secondly If at all such assurances is needed then Nasscom , with its technical and monetary strength should convince Govt of India to establish a social net than do it herself . Infcat such a registry should be maintained for everyone in India . Being a criminal be it CEO of a company or the office peon is euqally harmful to IT ecosystem .

And this is where Nasscom fails to establish its intigriyt .We can say that an association of IT companies so its targeting only IT professional .

No my friends this is too short and too sweet of a justification for this . Nassmcom first of all is association of IT companies . It is not organization of IT professional .Its the masters club ,however much we pretend .I leave rest to your thinking here ЁЯЩВ .

The next point is , by definition this is Skills registry . It aims to cover all historical data of an employee . Which all companies he worked for ? which all skills he worked on . The duration .
The salaries … wel I personally haven’t registered for this .But lets use common sense.

Even if intimate details like salary aren’t captured in this registry How much time do you think it will take . The day this registry becomes a hit , it will become a norm .And that day my frined it will not take much time for companies to force one to update his salary there .

Nassmcom does say that the data in this registry is controlled by the professional .Wel it must be but there is a good word that we use in IT industry .. “As of Now ” . Yes as of now it is .Tomorrow there can be a regulations 2.0 where in it will be mandated to keep one appraisal details in it . It can be extended to gather details to any minutes details like the years spend onsite foreign countries and so on .

Do you think companies will be hesitant to put salary and such details of their employees in such a database ?
Go and ask if you have any friend in recruitment process . Or if you have faced a job interview and bargained for things you would get sense of where I am coming from ЁЯЩВ

you have no Idea , If I were an employer , how delighted I would be to have such a minute data about people i hired or will hire . Its would be a dream situation of having complete control over IT employees who any way aren’t allowed to form Support Groups .

And in essence this registry by its design can be very dangerous to IT folks . This or any attempt of profiling common people is to be suspected for its intention . The last such experience that history tells us is soviet russia and the KGB net that is said to have noted down minutest details .Again i leave rest to your own thinking .

Now lets look at the fundamental point that arise out of this issue .
That of Individuals freedom and Job Background verification .

Job background verification seems to be the prime intention that evident from NSR .
Now this is a real issue and this has nothing to do with security :).
This is quite an individual matter of what honesty an individual chooses to practice .Compare this to tax filing and you would be clear on the risk and honesty aspects of it .

As much keeping false claims in ones resume is a real concern, so is this being a pure business scenario . Its about how companies can and should verify Job Background and the business rather monetary aspects related to this . I for once and all I like such business issues be handled by market itself than NSR like profiling .

IT and most of the service Industries are about brands . A company and its trustworthiness as well as that of people working in it is purely determined by its brand . This is real market differentiators . We should be using the same as a base fro Job profiling . Rather this is how Indian IT industry seems to be working now . And again this is the final and real determinant factor .

NSR or no NSR ……
such brand establishment by an company by its corporate and Skills related practices . Or say by the employees by getting professional certifications or working in such companies should be the direction which Nasscom is working in .

NASSMCOM should have created industry wide system of skill certifications on diff Job profiles . It could have mandated , like we do in stock markets , Annual Job certificates by IT companies to employees .There could be more such open and fair ideas that could be cited .

Any falsification after that would be an individual risk .And so long people can pull such lies off or they get caught he has right to do so. For once such events strengthen the system than weaken it.It puts the strength of the system under scanner and makes them responsible for it .This is how nature and civil society works . Sadly this philosophical clarity is missing in NSR .

The point is in the onus of establishing ones rightful credential should be on the entity who wishes to benefit from it and they way they wish to benefit from it . Any overseeing body if at all regulatory should see that there are enough credential establishment events available so that such brands can be built and people benefit from the brand . After all there is a market for unbranded stuff too and thats a market reality too !

Beyond that NSR by its name and design it an attempt ar profiling people , having complete control over it . Its like treating IT professions like suspects, the only difference is this time its worded differently …and its web enabled..and its on name of security …and its from NASSCOM !

PS : Being an IT professional I am not making any conclusion on what an individual should do with NSR lest it goes against the conduct expected by my employer . I have taken care to keep this strictly as a critique and at a though argument level . I wish no political or monitory benefit from this blog entry.
EveryOne is expected to make his own decisions and the thinking needed for it . I wish not to dictate it ЁЯЩВ _Sachin .

Categories
Misc Write Ups and Downs

Who is Ben Harburg and why does he matter : Happy Intellectual

Happy Intellectual is an interesting concept .Some how i find this as oxymoron .

Lets say for the sake of simplicity that an intellectual is a person who thinks . He [ gender neutral ] is someone who always thinks . He thinks about everything that happens around him .He tries to reason everything that goes around him and every thing that goes on but not around him ЁЯЩВ .
This is the guy who relies more on reason and logic than customs and rituals . Such a reliance often lead this person to question things . Such questions then begets agreements and disagreements over things .And then on an intellectual person starts taking stand . Stand for things he thinks and believes in . This is kind of a raw energy that has potential to shape things . Call it power of thought if we wish .Consider this a brain power ЁЯЩВ
Cut to real life an intellect is either a rebel or he is into his own shell . But the power remains .

Lets move to over next type . A Happy person . He is someone ,everyone likes to be .Here is happy person who cheerful about life and things that go on . He is optimistic about tings that go around him and accommodates whatever happens with a smile .
I wonder where does such an sanguine outlook of the world come from . Is that a happy person is more acceptable towards thing .Must be .One cant be at peace with things he cant accept .
At cognitive level ,scientist say , being happy is being wel adjusted .So may be our Happy person dint accept things as they are but he compromised. Its like acceptance of convenience .And its also about ignoring the inconvenient .
Life as harsh and unfair it can be is a rough thing to deal with and digest .And i find such a compromise for the sake of feel good as quite practical .Its just the acceptance of human limitation and weakness . But once , the books say , we accept things as they are life become easier . It becomes easy . Such ease makes one optimistic about future . And this spreads cheer in ones dealing . This makes our Happy person .

We come across both these types . Somehow the intellectual person isnt that happy . And the happy person isnt that questioning . We find both of the normal .

I dont have any final verdict on what the right thing . But at fundamental level i disagree with both these types . Somewhere i find them extremes .Extremes in their belief that everything should be logical or nothing should be . Extreme in their practice or determination and immediate acceptance .
Somewhere at deeper level both make evident tow of the very strong tendency of human nature . While the intellectual signifies spirit of human mind and its might the happy person exemplifies our insatiable need of assurance .Without again taking a side i feel both of these are going for one sided and over simplified world view .
Its like one person choosing to always fight and one … never .

We as human race might still spend ages trying to figure out exactly how powerful human mind is . We as human race might go on getting philosophical and expound the virtues of acceptance .

Enter our Happy intellectual . This is an interesting category . Its of the people who understand that life is struggle to being with but the end can be a compromise . or may be the other way round . Point is its the Happy intellectuals non pursuel of a static view of world that makes it exciting . This is the person who is always cool with ever changing reality and still ready to negotiate his way out . He embodies the best of our fighter spirit and our sentimental flexibility .
He for once is the person who can switch between material and spiritual realms of our existence with ease .
To me thing signals an immense power . Its the flaring human mind that’s under control . Its the gushing human emotions that are under supervision . Its an enterprising human mind that values people .Its the realization that world need to be improved but not altered to suit ones convenience . Its the determination life needs to be enjoyed and be fought for .
Its of the people who has power to change things and the maturity to know what needs to changed why and how and most importantly how much .

Ben was one such person , i met in flight when i was drunk . One of such a person i know .and the reason why he matter is he is intellectual and he is happy .

Categories
Misc Write Ups and Downs

Anjali Waghmare , Ajmal Kasab and Democracy

As a teen i used to have big complaints on my friends forgetting to wish me birthday .Its was a simple funda for me then . Anyone one who wishes me on the day was my real friend .Nopes i dint confuse between great friends and routine ones . But someone who cares to remember my birthday was really my friend . Later when i grew up the fundae also changed . But i cant still laugh at my criteria of really friends . It was a rather simple and practical consideration .Some how the act of doing something so basic as saying Happy Bday assured the sanctity of the relation . I still go with the funda .doing things matter [ not so abt the converse though ].

Mumbai Attack on Taj and Trident were no small event for India .Much has been writeen about them and as the time passes its becoming more evident that this incident is going to shape India big time .More especially its considerations on nationalism .

I wish to draw attention to the other aspect where its going to make bigg difference , Indian democracy . As as institution its maturing .The way Mumabi blast prosecution is being handled makes the same thing evident .
Patriotism apart the basic things that happeing in and around Ajmal Kasabs trial is the case in point. Consider this Here is a nation infamous for Godhra and the mumbai attack . Here is the terrorist accused cought for Mumabi attck , looking all healthy . There was no news of any kinda of religious abuse towards this guy . He is presented in court and given a fair trial .

If you are not Indian or don’t believe much in Indian judicial system I wont argue with you .
But the fact that Ajmal Kasab has been given a govt laywer . The fact that Ms Anjali Waghmare is determined to fight his case . The fact that there is going to be detailed court trial does establish the sanctity of Indian democracy . No big claims that this is something so great about India .Rather its a sigh of content that the system is sane and working .

U know what the daughter of Hemant Karkare , the cop who died in mumbai attack said about kasab ” Release him , he is rather young can be/is mislead ” .May that’s something unique to this soil .. may be ..

Categories
Misc Personal

Wass up …

Long time i wrote a …. I must be getting old …nopes this aint what I feel but theory says that such symptoms are indication of growing up ..lol jokes apart , now arent the days i feel like sending sooooooo many emails ….or may be its side effect of me not having married yet , or so people has convinced me of .
thats a perrenial question i face these days …and some time i wonder that this get married soon is a great conspiracy that goes on in India ….its like perpetual torture to get lads married …………:) …seriously speaking am damn serious abt marriage now and i will get married this year …. just matter of luck when how and who you marry to ….or so people day when they repent their luck or decison making …okies this is bad comination ..intellectual PJs !
folks …we are in damn hard time … looks like my companey is gonna reduce effective salary to half of what it is ….my Jan salary might be the highest i wud get in 2009 .
and we might not see such salary figures for years to come ….me sacred ….? not really ….if my stint in stock market and reading atb economics for past 3 years is of any meaning ….then this time its gonna be togh .teh US has toxic derivatives of 40 times the currency available …am note sure whether they would go for quantative easing or embrace a complete liquidation of doller .whereter its gonna be keynesian economics ruling the eco political scenario or would it nature taking care of its balacne remains to be seen ..
now i aint an advisor in NBC or bloomberg i profess simple …indain stuff to say …saty away from stcks ..unless u know what it is .save all the money you can …No big buyz …no agressive EMIs …buy gold …thats goona shoot like hell .the intrest reates should get low first and then inch higherindai and IT should remain stable but we will pay cost for it
expressing in simple language …the doller is in danger …BOA , GS , GM ..UBS ..RBS ..citi …GE all are technically bankrupt [ insolvent ] …or the US itself is …whether it happens as a shock or unfolds slowly …is the onyl choice ..
i dont expect you to take it on face value …but saving money and thinking before getting loan isnt really an advice for Indiands …i willl try and fwd few articles …in coming days ….hope that helps …
till then watch out for US bailout and stay healthy and happy …..

Categories
Misc Write Ups and Downs

26/11 Mumbai Attacked : Will India Awake

The question hurts !.

The answer seems to be obvious but still … India has a long way to go in the process of respecting itself .

The attack was unprecedented in many respects. There was this generation and whole of india who started watching live action as it started .Boradcasted across network it had a moviegoers thrill in the eyes of many watching .Yes there was anger and a sense of being insulted when the siege continued for days but that too shows the naivety that we collectively have for such situations .
While we salute the brave police officers many of us have tough time ignoring that the ATS chief died with an out dated Armour in place .
While we appulaud the commandos we have tough time too ignoring the delays the system made .
Mumbai attack shattered many things along with the pride of Indians .
Its now a nation coming in terms with reality .Its people are realizing the sweet assumptions that we had aren’t so ! .

This India is now demanding action .And for a time after many years Indians started to realize that we are asking at the wrong place .
Its this india who is facing the moment of truth .The truth that we ignored and compromised the very basics standards that need to be followed to make a good society a great republic .Its this painful process of self examination that we are going through leaves me with hope that we may finally evolve to the questioning and uncompromising nation that we historically were know to be .

This is not to say that we or any other nation could avoid such incidents in future .Infcat i strongly believe thats its India who has the philosophical maturity to solve the problem of it at fundamental level .
But not in this incident .This was a case of terror and national insult and we must be candid in acknowledging that this is also a case of nation ignorant and unprepared ! .

To me Mumbai attacks aren’t unprecedented because they killed so many people or because they took hostage .It for reason subtle and far more effective for social psyche that makes them defining for India .

consider this :
This was the attack on foreign nationals most notably Israelis . This was also attack on the riches and not some train passenger .This was the attack happening on the background of rise of the term called hindu terror . This was the Most uncommunal aattck we had .This was the aattck where Muslims in mumbai denied access to their graveyard for terrorist burial .That to me , my friend is life defining moment for this nation .
Most notebly this was the attack in the age of media .This was the time where we had pakistani journalist participating in TV debates .It was in the face , like a slap , awakening the masses that unknowingly chose to pretned to sleep .

But now, somewhere it takes some amount of pain to call ourself that great of nation and super power in making .And this kind of feeling is frustrating .While i observe an event in making i pray that we feel more angry than frustrated , for its the former that leads to action . The later is just a drama done for self satisfaction .

While its too cute to believe that condy rices’s visit to Delhi was just a goodwill gesture .
The main question is will we go on war ?

The answer my friend in NO .

Not that i take side on we going or not going on war .The main question that won’t let me sleep is will the generation remember that we chose not to go on war ?
Will the generation never forget this choice made for progress as price paid and later channelize this in greater and universal benefit .

The main question is how far we will remember this day ?,will be take instant decision or will we stop compromising on principles? …will we improve the sum total of us …the nation ….?

the real question is …will india awake and arise ?!

Categories
Uncategorized

рдбреЗрде рдСрдлрд╝ рдЖрдИрдЯреА professionals

рдкреНрд░реАрдп рдЕрднреАрдЬреАрдд [http://punepratibimb.blogspot.com/2008/08/blog-post_08.html]
рд╕рдВрджреАрдк рдореЗрд▓рд╛ рдЖрдиреА рддреНрдпрд╛рд╡рд░рдЪрд╛ рддреБрдЬреНрд╣рд╛ рдмреНрд▓реЙрдЧ рд╡рд╛рдЪрд▓рд╛ .рдЦрд░рд╛ рдореНрд╣рдгрдЬреЗ рд╕рдВрджреАрдк рд╕рд╛рд░рдЦреНрдпрд╛ рдореБрд▓рд╛рд╕рд╛рдареА рдореЗрд▓рд╛ рд╣рд╛ рд╢рдмреНрдж рд╡рд╛рдкрд░рдиреЗ рдЪреБрдХрд┐рдЪреЗрдЪ .рдЙрдЪреНрдЪрд╛ рд╢рд┐рдХреНрд╖рд┐рдд ,рджреЗрдЦрдирд╛ ,рдЫрд╛рди рдХрд░рд┐рдпрд░ рдЕрд╕рд▓реЗрд▓реНрдпрд╛ рд╕рдВрджреАрдк рдиреЗ рдЖрддреНрдорд╣рддреНрдпрд╛ рдХрд╛ рдХреЗрд▓рд┐ рд╣рд╛ рдкреНрд░рд╢реНрди рддреНрдпрд╛рд▓рд╛ рд╡рд┐рдЪрд░рдиреЗ рдЪреБрдХреАрдЪреЗрдЪ .рд╣рд╛рдВ рдкреНрд░рд╢реНрди рдЦрд░реЗрддрд░ рдЖрдкрдг рд╕реНрд╡рддрд╣рд╛рд▓рд╛ рд╡реАрдЪрд╛рд░рд╛рд╡рд╛ .рд╕рдЧрд│реЗрдХрд╛рд╣реА рдЗрддрдХреЗ рдЫрд╛рди рдЕрд╕рддрд╛рдирд╛ рддрд░реБрдг рдкреЛрд░ рдЬреАрд╡ рджреЗрддрд╛рддрд╛рдЪ рдХрд╕рд╛ ? .рдЕрд╕рд╕реЗ рдиреЗрдордХреЗ рдХрд╛рдИ рд╣реЛрдд рдЕрд╕реЗрд▓ рдХреА рдЖрдИ рдмрд╛рдмрд╛ рд╕рдЧрд▓рд╛ рд╡рд┐рд╕рд░реВрди рдкреЛрд░ рдЬреАрд╡ рджреЗрдВрдп рдкрд░реНрдпрдиреНрдд рдордЬрд╛рд▓ рдЧрд╛рдарддрд╛рдд ?
рдЖрдкрд▓реЗ рдЖрдИ рдмрд╛рдмрд╛ рдИрд╡реНрдзреА рдореЗрд╣рдирдд рдШреЗрдЙрди рдЖрдкрд▓реНрдпрд╛рд▓рд╛ рдЖрдкрд▓реНрдпрд╛рд▓рд╛ рдЗрдВрдЬрд┐рдирд┐рдпрд░ рдмрдирд╡рддрд╛рдд .рдкрдг рдЦрд░реЗ рдореНрд╣рдирд╢реАрд▓ рддрд░ рдЖрдкрд▓реНрдпрд╛ рд╕рд░реНрд╡рд╛рдВрдирд╛ рдЗрдВрдЬрд┐рдирд┐рдпрд░ рд╡реНрд╣реИрдЪреЗрдЪ рдирд╕рддреЗ .рдЖрдкрд▓реНрдпрд╛рд▓рд╛ рдлрдХреНрдд рдЖрдИ рдмрд╛рдмрд╛рдВрдЪреА рд╕реНрд╡рдкреНрдиреЗ рдкреВрд░реНрдг рдХрд░рд╛рдпрдЪреА рдЕрд╕рддрд╛рдд , рддреНрдпрд╛рдВрдЪреА рд╕реЗрд╡рд╛ рдХрд░рд╛рдпрдЪреА рдЕрд╕рддреЗ .рдЗрдВрдЬрд┐рдирд┐рдпрд░ рд╣реЛрдКрдВ рд╣реЗ рд╕рдЧрд│реЗ рдХрд░рддрд╛ рдпреЗрдЗрд▓ рдпрд╛рдЪ рдЖрд╢реАрд╡рд░ рдЦреВрдк рдореБрд▓рд╛рдВрдиреА рдЕрджреНрдореАрд╢рди рдШреЗрддрд▓реЗрд▓реА рдЕрд╕рддреЗ .рдЗрдВрдЬрд┐рдирд┐рдпрд░ рдирд╣реА рддрд░ рдордЧ рдХрд╛рдп рд╡реНрд╣реИрдЪреА рд╣реЗ рдкрдг рдХрд┐рддреНрдпреЗрдХрд╛рдВрдирд╛ рдорд╛рд╣рд┐рдд рдирд╕рддреЗ .рдЕрдЧрджреА рдорди рдореЛрдХрд▓реЗ рдХрд░реВрдирдЪ рдмреЛрд▓реИрдЪреЗ рдЬрд╣рд╛рд▓реЗ рддрд░ рдЖрдкрдирд╛ рд╕рд░реНрд╡рд╛рдВрдирд╛ рдШрд░ рдкрдг рд╕реЛрдбреВрди рдЬреЗрдЪреА рдЗрдЪреНрдЫрд╛ рдирд╕рддреЗ .рдкрдг рдЖрдкрдг рдХрд╣реА рднреАрддрд░реА рдореБрд▓реЗ рдирд╕рддреЛ рдЕрдиреА рдЖрдкрд▓реНрдпрд╛рд▓рд╛ рдмрд╛рдмрд╛рдВрдЪреЗ рдирд╛рд╡ рдореВрдареА рдХрд░реИрдЪреА рдЕрд╕рддреЗ , рдХрд╣реА рддрд░реА рдХрд░реВрди рджрд╛рдЦреНрд╡реИрдЪреА рдЕрд╕рддреЗ ред
рдЖрдВрдиреА рдЗрдереЗрдЪ рдХреБрдареА рддрд░реА рдмрд╣реВрддреЗрдХрд╛рдиреНрдЪреА рдЖрдИрдЯреА рдордзреАрд▓ рдХрд░рд┐рдпрд░ рд╕реБрд░реБ рд╣реЛрддрд╛рдд .рддреВ рд▓рдХреНрд╖ рджреАрд▓реЗ рдЕрд╕рд╢реАрд▓ рддрд░ рдЖрдореНрд╣реА рд╕рдЧрд│реЗ рдЗрдиреНрдлреЛрд░реНрдореЗрд╢рди рдЯреЗрдХреНрдиреЛрд▓реЙрдЬреА рдордзреА рдХрд╛рдо рдХрд░рддреЛ ,рдХрдВрдкреНрдпреВрдЯрд░ рдордзреЗ рдирд╛рд╣реА .рд╣реА рдХрд╛рдо рдХрд░рдгрд╛рд░реЗ рдореВрд▓ рдЦреБрдк рдХрд╣реА “fundoo” рдХрд╛рдо рдХрд░рддрд╛рдд рдЕрд╕реЗ рд╡рд╛рдЯрдд рдЕрд╕реЗрд▓ рддрд░ рддреЗ рдЪреБрдХреАрдЪреЗ рдЖрд╣реЗ .рдЖрдордЪреНрдпрд╛рддреАрд▓ рдЦреВрдк рдЬрди рдХрдВрдкреНрдпреВрдЯрд░ рдЗрдВрдЬрд┐рдирд┐рдпрд░ рджреЗрдЦреАрд▓ рдирд╕рддрд╛рдд .рдПрдЦрд╛рджреА рдХрдореНрдкрдиреА “job” рджреЗрддреЗ рдЕрдиреА рдХреБрдард▓реНрдпрд╛ рддрд░реА “technology” рд╡рд░реНрддреА “training”рд╕реБрджреНрдзрд╛ .рдмрд╛рдХреА рдХрд┐рддреНрдпреЗрдХ рдореАрддреНрд░рд╛рдиреА рдЕрдореБрдХ “technology” рдЖрд▓реА рдореНрд╣рдВрдЬреА рдиреМрдХрд░реА рдорд┐рд▓рддреЗ рдЕрд╕реЗ рдЖрдпрдХреВрди рдЖрдкрд▓реНрдпрд╛ рдХрд░рд┐рдпрд░ рдЪреА рд╕реБрд░реБрд╡рд╛рдд рдХреЗрд▓реА рдЕрд╕рддреЗ .
рдЖрдкрдг рдЬреЗ рдХрд╛рдо рдХрд░рддреЛ рддреЗ рдЦрд░реЗ рддрд░ рдЖрддреА рд╕рд╛рдзрд╛рд░рдг рдХрд╛рдо рдЖрд╣реЗ рд╣реЗ рдЬрдиреНрд▓реНрдпрд╛рд╡рд░ рддреЗ рдорд╛рдиреНрдп рдХрд░рдиреА рдЦреВрдк рдЬрдбрд╝ рдЬрд╛рддреЗ .рдХрд┐рддреНрдпреЗрдХрд╛рдВрдирд╛ рдПрд╡рдвреЗ рдХрд▓реЗрд▓рд╛ рдкрдг рд╡рд░реНрд╖ рдЬрд╛рддрд╛рдд .рдЕрдиреА рдЗрдереЗ рд╕реБрд░реБ рд╣реЛрддреЗ рдереЗ рдШреБрд╕реНрдордд рдХрд╛рд░рди рддреЛ рдкрд░реНрдпрдВрдд рдЖрдкрд▓реА рдиреМрдХрд░реА ,рдЕрдкрд╛рд▓рд╛ рдкрдЧрд╛рд░ ,рдЕрдиреА рдЦреВрдк рд▓рд╛рдпрдХ рдиреЗрдШрд▓реЗрд▓реЛ рдЕрдкрди ,рд╣реНрдпрд╛ рдЧреЛрд╖реНрдЯреАрдВ рдореБрд▓реЗ ,рдЖрдИ рдмрд╛рдмрд╛рдВрдЪреА рдлреБрдЧрд▓реЗрд▓реА рдЫрд╛рддреА рдЕрдкрди рдмрдШреАрддрд▓реЗрд▓реА рдЕрд╕рддреЗ .
рдорд╛рд╣рд┐рдд рдЕрд╕рддреЗ рдЖрдкрд▓реНрдпрд╛рд▓рд╛ рддреНрдпрд╛рдВрдиреА рдШреЗрддрд▓реЗрд▓реЗ рдХрд╖реНрдЯ , рдЖрдкрд▓реНрдпрд╛рд▓рд╛ рддреНрдпрд╛рдВрдЪреЗ рдирд╛рд╡ рдореЛрдЯреНрдареЗ рдХрд░реИрдЪреА рдЕрд╕рддреЗ .рдордЧ рд╕реБрд░реБ рд╣реЛрддреЛ рддреЛ рд╕рдВрдШрд░реНрд╖ .рдХрд╣реА рдЬрди рдЖрдкрд▓реНрдпрд╛ рдХрд╛рдорддрдЪ рдЦреВрдк рдореЗрд╣рдирдд рдЧреЗрд╣рддрд╛рдд ,рдкрдЧрд╛рд░реНрд╡рд╛рдзреАрд╕рд╛рдереА .рдХрд╣реА рдЬрди рддреНрдпрд╛рдиреА рдЬреА “technology” рдЕрдзреАрдХ рдЪрд╛рдВрдЧрд▓реА рд╡рд╛рдЯрддреЗ рддреНрдпрд╛рдд рдХрд╛рдо рдХрд░реВрди рд╕реНрд╡рддрд╛рд╣рдЪреА “value” рд╡рд╛рдзреНрд╡реИрдЪрд╛ рдкреНрд░рдпрддреНрди рдХрд░рддрд╛рдд .рддрд░ рдХрд╣реА рдореБрд▓реЗ “onsite” рдореНрд╣рдгреБрди рдЬреЛ рдкреНрд░рдХрд╛рд░ рдЕрд╢реЗ рддреНрдпрд╛рдЪреНрдпрд╛ рдирд╡рд╛ рдЦрд▓реА рд╡рд┐рджреЗрд╢рдд рдЬрд╛рдКрдБ рдмрд░реЗрдЪ рдЬрд╛рд╕реНрдд рдкреИрд╕реЗ рдХрдорд╛рд╡реНрддрд╛рдд .рдЕрдиреА рдПрдереАрдЪ рдХреБрдареЗ рддрд░реА рдЦреВрдк рд▓реЛрдХрд╛рдВрдЪреА рддрд╛рд░ рдЯреВрдЯрддреЗ .
рддреБрд▓рд╛ рд╡рд╛рдЯрддреЛ рддрд╕рд╛ рд╣рд╛ рдкреИрд╢рд╛рдВрдЪрд╛ рдХреАрд╡рд╛ рдпрд╢рд╛рдЪрд╛ рд╣рд╡реНрдпрд╛рд╕ рдирд╕рддреЛ .рд╣рд╛ рдЕрд╕рддреЛ рд╕рдВрдЧрд░реНрд╖ ,рдЖрдкрд▓реНрдпрд╛ рдЕрд╕реНрддрд┐рддреНрд╡рд╛рд▓рд╛ рдорд╣рддреНрд╡ рдорд┐рд▓рд╛рд╡реВрди рджреЗрдгреНрдпрд╛рдЪрд╛ .рд╣реЗ рдЕрд╕рддреЗ рд╡реАрджрдирд╛ рдПрдХ рд╕реНрд╡рдкреНрдирд╛рднрдВрдЧрд╛рдЪреА рдЬреЗ рдЦрд░реЗ рддрд░ рдЕрдкрди рдмрдШреАрддреНрд▓реЗрд▓реЗ рдирд╕рддреЗрдЪ .рдЗрдереЗрдЪ рдХреБрдареЗ рддрд░реА рдЬреАрд╡ рдХрд╛рд╕рд╛рд╡реАрд╕ рд╣реЛрддреЛ ,рдЬреЗрд╡рдг рдЧреЛрдж рд▓рдЧрдд рдирд╣реА .рд╢рд╛рдХреНрдп рдЕрд╕реЗрд▓ рддреАрдереЗ рдордиреБрд╕ рд╣рд╛рдд рдкрд╛рдп рдорд░реИрдпрд╛рд▓рд╛ рд▓рд╛рдЧрддреЛ .рдЕрдЧрджреА рджрдо рдпреЗрдИ рдкрд░реНрдпрдВрдд рдкреНрд░рдпрддреНрди рдХрд░рддреЛ .рдордзреЗрдЪ рдХреБрдареЗрддрд░реА рд╕реВрддреНрддрд╛рдд рдЬрд┐рд╡рд▓рдЧ рдорд┐рддреНрд░ ,рдордзреЗрдЪ рдХреБрдареЗ рддрд░реА рд╡рд┐рд╕рд░реВрди рдЬрддреНрддреЛ рдЖрдореНрд╣реА рдЖрдкрд▓реЗ рдЫрдирдж рдЕрдиреА рдЗрддрд░ рдЫреЛрдЯреНрдпрд╛ рдЫреЛрдЯреНрдпрд╛ рдЧреЛрд╖реНрдЯреА рдЬреАрд╡рдирд╛рддрд▓реНрдпрд╛ .рдХрд▓рд╛рддрд╛рдЪ рдирд╣реА рдХрдзреА рдЕрдиреА рдХрд╕реА рд╣реЛрддреЗ рд╣реЗ рд╕рд░реНрд╡рд╛ ред
рдкрдг рддрд░реАрд╣реА рд╕реБрд░реБ рдЕрд╕рддреЛ рддреЛ рдЖрдкрд▓реНрдпрд╛ рдЕрд╕реНрддреАрддреНрд╡рд╛рдЪрд╛ рд╕рдВрдШрд░реНрд╖ .
рд╡реЗрд▓ рдЬрд╛рддреВ рддрд╕рд╛ рдЖрдкрд▓реНрдпрд╛ рдпрд╢рд╛рдЪреНрдпрд╛ рдорд╛рд░реНрдЧрд╛рдд рдЕрд╕рд▓реЗрд▓реЗ рдкреНрд░рд╢реНрди рдкрдг рд╡рд╛рдврддрд╛рдд ред
рддреБрд▓рд╛ рдорд╛рд╣рд┐рдд рдирд╕реЗрд▓ рдкрдг рдкрдг рдХрдореА рдкрдЧрд╛рд░ рд╡рд░рддреА рдХрд╛рдо рдХрд░рдд рдХрд░рдд , рдЫрд╛рди рдЪрдореН рдЪрдорд┐рдд рдСрдлрд┐рд╕ рдордзреЗ рдмрд╕реВрди рдмрд╕реВрди , реи ” BHK” рдШрд░ рдШреЗрдгреЗ рд╣рд╛ рд▓рд╛рдпрдХреА рдЪ рдкреНрд░рд╢реНрди рдЕрд╕рддреЛ ред
рд╣реЗ рд╕рдЧрд▓рд╛ рдЕрд╕рддрд╛рдирд╛ рдХрд╛рдпрдо рдЕрд╕рддреЛ рддреЛ рд╕рдВрдШрд░реНрд╖ , рдХрд╛рдпрдо рдЕрд╕рддреЗ рддреЗ рдЖрд╢рд╛ рдХреА рдЕрдкрди рд▓рд╡рдХрд░рдЪ рдпрд╢рд╕реНрд╡реА рд╣реЛрдК .рдХрдзреЗ рддрд░реА рдорди рдХрд░рддреЗ рдШрд░рдЪреНрдпрд╛рдВрдирд╛ рд╣реЗ рд╕рдЧрд│реЗ рд╕рдВрдЧреИрдЪрд╛ .рдордЧ рд╡рд╛рдЯрддреЗ рдХрд╛рд▓реЗрд▓ рдХрд╛ рддреНрдпрд╛рдВрдирд╛ рдЖрдкрд▓реА рдЖрдИрдЯреА рдЪреА рднрд╛рд╖рд╛ .рд▓реЗрд╡рд▓ рей рд╕реБрдкреНрдкреЛрд░реНрдЯ рдиреЗрдордХрд╛ рдХрд╛ рд╡рд╛рдИрдЯ рдЕрд╕рддреЛ, рдХрд┐рдВрд╡рд╛ рдореЗрдирдлреНрд░реЗрдо рдХрд┐рддреА рдЬреБрдиреЗ рдЖрд╣реЗ рд╣реЗ рдХрд╕реЗ рд╕рд╛рдВрдЧрд╛рд╡реА рддреНрдпрд╛рдВрдирд╛ .рдЕрдиреА рддреНрдпрд╛рдВрдирд╛ рдХрд▓реНрд▓реЗ рддрд░реА рддреНрдпрд╛рдВрдЪреНрдпрд╛ рднрд╛рд╡рдирд╛рдВрдЪреЗ рдХрдИ рд╣реЛрдЗрд▓ ? .рдЕрдкрди рд╣реАрд░реЛ рдЕрд╕рддреЛ рд░реЗ рддреНрдпрд╛рдВрдЪреЗ рдордЧ рдЕрдЪрд╛рдирдХ рдПрдХ рджрд┐рд╡рд╕ рдЬрд╛рдКрдБ рддреНрдпрд╛рдирд╛ рдЕрдкрди рдХрд░реНрдХреВрдиреА рдХрд╛рдо рдХрд░рддреЛ рд╣реЗ рд╕рдВрдЧреЗрд▓рд╛ рд╣рд┐рдореНрдордд рд╣реЛрдд рдирд╛рд╣реА .рдЦрд░реНрдЪ рд╣реЛрдд рдирд╣реА ,рдЕрдкрди рдЦреВрдк рдирд╛рд▓рд╛рдпрдХ рдЕрд╕рд▓реНрдпрд╛ рд╕рд╛рд░рдЦреЗ рд╡рд╛рдЯрддреЗ .
рдХрдзреА рддрд░реА рдХрдВрдкрдиреАрдд рдорд┐рддреНрд░рд╛рдВрдирд╛ рд╣реЗ рдмреЛрд▓реВрдВ рджрд╛рдЦрд╡рддреЛ рдЕрдиреА рддреНрдпрд╛рдВрдЪреЗ рджреБрдЦрдГ рдкрдг рдЖрдЗрдХреНрддреЛ .рдмреЗрд╕реНрдЯ рдлреНрд░реЗрдВрдб рд╕реЛрдмрдд рдЖрдордЪреНрдпрд╛ рдкрдг рдЧрдкреНрдкрд╛ рд╣реЛрддрд╛рдд рдкрдг рд╣реЗ рд╕рд▓реН puroon рдЙрд░рддреЗ ред
рдХрд░рд┐рдпрд░ рдЫреЗ рд╡рд░реНрд╖ рдЬрд╛рддрд╛рдд рддрд╕рд╛ рд╣рд╛ рдЬрдЦрдорд╛рдВрдЪрд╛ рдкрд╕рд░рд╛ рдЖрдгрдЦреА рд╡рд╛рдврддреЛ .рддреБрд▓рд╛ рд╕реАрдХреНрд╕ seegma рдорд╛рд╣рд┐рдд рдЖрд╣реЗ рдХрд░реЗ рдЕрднреАрдЬреАрдд .рдореБрдВрдмрдИ рдЪреЗ рдбрдмреНрдмреЗ рд╡рд╛рд▓реЗ рд╕реАрдХреНрд╕ рд╕реАрдЧреНрдорд╛ рд▓реЗрд╡рд▓ рд╡рд░ рдХрд╛рдо рдХрд░рддрд╛рдд .рдЗрдереЗ резреж рд▓рдЦрд╛рдд рдлрдХреНрдд рдПрдХ рдЪреВрдХ рдХреЗрд▓реЗрд▓реА рдЪрд▓рддреЗ .рдЖрдореНрд╣рд╛рд▓рд╛ рдЕрд╕рд▓реНрдпрд╛ рдЙрдЪреНрдЪрд╛ рдХрд╕реЛрддреАрдВ рд╡рд░ рдкрд╛рд╕рд╕ рд╣реЛрддреАрд▓ рдЕрд╕реЗ рдХрд╛рдо рдХрд░рд╛рд╡реЗ рд▓рдЧрддреЗ .рдХрд╛рд╢реА рддрд░реА рдордзреАрдЪ рд╕реБрддреВрди рдЬрд╛рддреЗ рд╕рд╣рди рдХрд░рдгреНрдпрд╛ рдЪреА рд╢рдХреНрддрд┐ . рдХрд╛рд░рди рдкреЗрдлреЗрдХреНрд╢рдирд┐рд╕реНрдЯ рдЕрд╕рдиреНрдп рд╢рд┐рд╡реА рдЖрдореНрд╣рд╛рд▓рд╛ рдкрд░реНрдпрд╛рдп рдирд╕рддреЛ .рдЙрддреНрддрдо , рдЕрддрд┐ рдЙрддреНрддрдо рдХрд╛рдо рдХрд░рдд рд░рд╣рдиреНрдпрдд рдЖрдордЪреА рдЖрд╢рд╛ рдЬреАрд╡рдВрдд рдЕрд╕рддреЗ .рдЖрд╢рд╛ рдЖрдкрд▓реНрдпрд╛ рдЕрд╕реНрддрд┐рддреНрд╡рд╛рд▓рд╛ рдЖрд░реНрде рдорд┐рд▓реНрд╡реВрди рджреЗрдгреНрдпрд╛рдЪреА ред
рдПрд╡рдвреЗ рд╕рдЧрд▓реЗ рд╣реЛрдКрдВ рд╢реЗрд╡рдЯреА рдЖрдореНрд╣реА рдЕрд╕рддреЛ рддреЗ “prefessionals” .рд╕рд┐рдиреЗрдорд╛рдЪреНрдпрд╛ рд╣реАрд░реЛ рд╕рд╛рд░рдЦреЗ рд╕рдЧрд│реЗ рдХрд╛рдо рдХрд░рддрд╛ рдпреЗрдгреЗ рд╣рд╛ рддреНрдпрд╛рдЪрд╛ рдЖрд░реНрде .рдХрдВрдкреНрдпреВрдЯрд░ рдЪреА рдХрд╛рдо , рднрд╛рдиреАрдХ рд╣реБрд╢рд╛рд░реА ,рдиреЗрддреГрддреНрд╡ ,”” ,рд╣реБрд╢рд╛рд░реА рд╣реЗ рд╕рдЧрд▓рд╛ рдЕрдореНрдЪреНрдпрд╛рддреНрд▓реНрдпрд╛ рд╕рд░реНрд╡рд╛рдВрдирд╛ рдпреЗрд▓реИрдЪ рд╣рд╡рд╛ .рдмреЙрд╕ рдХрд┐рдВрд╡рд╛ рдХрдореНрдкрдиреА рдЪрд╛рдВрдЧрд▓реА рдЕрд╕реЛ рд╡рд╛ рд╡рд╛рдИрдЯ рд╕рд░реНрд╡рд╛ “discussions” рдЗрдереЗрдЪ рдпреЗрдЙрди рд╕рдВрдкрддрд╛рдд .рдЕрдиреА рдирд╕рддреЗ рдЬрдорд╛рдд рд╣реЗ рд╕рд░реНрд╡рд╛рдВрдирд╛ .рд╕рдЧрд▓реЗрдЪ рдЬрди рдЕрд╕реЗ “Allrounder”рдХрд╕реЗ рдЕрд╕рддреАрд▓ .рдкрдг рдкрд░реНрдпрд╛рдИ рдирд╕рддреЛ .рд╢реЗрд╡рдЯреА рдкреИрд╕рд╛ рдорд┐рд▓рддреЛ рд╣реНрдпрд╛рдЪрд╛ рдЖрдореНрд╣рд╛рд▓рд╛ рдЕрдиреА рддрдп рдкреИрд╢рд╛рдд рдШрд░рдЪреНрдпрд╛рдВрдЪреА рд╕реНрд╡рдкреНрдиреЗ рдЕрд╕рддрд╛рдд ред
рдорд╛рдгреВрд╕ рдореНрд╣рдгреБрди рдЖрдкрд▓реНрдпрд╛ рдЕрд╕реНрддрд┐рддреНрд╡рд░ рдЖрд▓реЗрд▓реА рдЕрд╢реА рдкреНрд░рд╢реНрди “face” рдХрд░рдиреЗ рд╣реНрдпрд╛рдЪрд╛ рдЕрдВрджрд╛рдЬ рд▓рд╛рд╡реИрдЪрд╛ рдкреНрд░рдпрддреНрди рдХрд░ .рджрд┐рд╡рд╕реЛрдВ рджрд┐рд╡рд╕ рдпрд╕реНрдпрд╛ рд╕рд╛рдереА ladhane рдЕрдиреА рд▓рдврдд рд░рд╣рдирд╛рд░реНрдпрд╛ рдорд╛рдгрд╕рд╛рдЪреА рдХрдИ рдЕрд╡рд╕реНрдерд╛ рд╣реЛрдЗрд▓ рддреЗ “guess” рдХрд░реВрди рдмрдШ ред
рдХрд╣рд┐рди рд╣рдпрд╛рдд рдорд╛рд░реНрдЧ рдореАрд▓реНрддреЛ рдкрдг .рдХрд╣реА рдЬрди рдиреЗрд░рд╛рд╢ рд╣реЛрдКрдВ рд╕реЛрдбреВрди рджреЗрддрд╛рдд ladhayche .рдкреНрд░рд╢реНрди рдЕрд╕рддреЛ рддреЛ рдЕрдЬреБрди рд╕реБрджреНрдзрд╛ рд▓рдбрд╝рдирд╛рд░реНрдпрдирд╛рдЪрд╛ .рдЬреАрд╡реНрддреЛрдбрд╝ рдореЗрд╣рдирдд рдХрд░реЗ рд╣реНрдпрд╛ рдЧреБрдгрд╛рдЪреЗ рдЕрдкрди рд╕рд░реНрд╡рдЪ рдХреМрддреБрдХ рдХрд░рддреЛ .рдкрдг рд╣реЗ рдХрд░рдд рдЕрд╕рддрд╛рдВрдирд╛ рдЬреЗ рдердХреВрди рдЬрд╛рддрд╛рдд рддреНрдпрд╛рдЪрд╛ рдЬреАрд╡ рддреБрдЯреВрди рдЬрд╛рддреЛ ред.рдЕрд╕реНрддрд┐рддреНрд╡ рдЕрдиреА рдЧрд░реАрдорд╛ рд╣реЗ рдЦреВрдк рдореЛрдареЗ рд╢рдмреНрдж рдЖрд╣реЗрдд .рд╣реНрдпрд╛рд╕реНрдереА рд▓рд╛рдзреНрдирд╛рд░реНрдпрдВрдЪреЗ рдорд╣рд╛рди рд▓реЛрдХрд╛рдВрдЪреЗ рдпрд╢ рднрд╡реНрдп рдЕрдиреА рдЕрдкрдпрд╢ рдХрд┐рддреА рджрд╛рд░реБрди рдЕрд╕рддреЗ рд╣реНрдпрд╛рдЪреА рдЙрджрд╛рд╣рд░рдиреЗ рдЗрддреЗрд╣рд╕рд╛рдд рдЦреВрдк рдЕрд╕рддреАрд▓ . рдлрд░реНрдХ рдПрд╡рдврд╛рдЪ рдХреА рдЖрдИрдЯреА рдордзреЗ рдХрд╛рдо рдХрд░рддрд╛рдВрдирд╛ , рд╕рд╛рдорд╛рдиреНрдп рдЕрд╕рд▓реЗрд▓реНрдпрд╛ рд╕рд░реНрд╡рдиреНрдирд╛рдЪрд╛ рд╣рд╛ рд╕рдВрдШрд░реНрд╖ рд░реЛрдЬ рдХрд░рд╛рд╡рд╛ рд▓рд╛рдЧрддреЛ .
рд╕реБрдиреНрджреАрдк рдЫреЗ рдкрдг рдЕрд╕реЗ рдХрд╣реА рдЭрд╛рд▓реЗ рдЕрд╕реЗрд▓ ……
рдкреНрд░рд╢реНрди рдЖрд╣реЗ рддреЛ рдЙрд░реНрд▓реЗрд▓реНрдпрд╛рдЪрд╛ ….рдЕрдиреА рдХрджрд╛рдЪреАрдд “engineering” , рд╢рд╣рд░реА рд╢рд┐рдХреНрд╖рдг , рдЖрдИрдЯреА рдордзреАрд▓ рдиреМрдХрд░реА рд╣реЗ рд╕рд░реНрд╡ рдЫрд╛рдирдЪ рдЕрд╕рддреЗ рд╣реЗ рдордиреНрдирд╛рд░реНрдп рдкрд╛рд▓рдХрд╛рдВрдЪрд╛ .

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Misc Write Ups and Downs

would the likes of IIM please stand and be counted ?

IIM A Logo

The idea of lending money to non worthy people at higher interest rates sounds good. Making bonds out of these loans and selling them sounds like a real clever trick .Something that an MBA lad can be promoted to many ranks higher to :)…..And thats sub prime for you , and its collapsing .The magnitude of this problem , wel as of now a trillion doller .And the effect …well it remains to be seen how far and deeply it hurts us .

But its not the damage that worries me .In fact some some people say that there might not be , after all , a great recession in USA and sub prime would be just like a bump across a long road. And that scares me even more .There is after all a limit to how far people can go with a shit [sorry but no better word to express…] . And to say that it will be managed somehow is even dangerous .

One need not be a financial wizard to find this out. The system has messed up with a trillion $ and some one has to pay for this.And thats as simple as that .

Unfortunately this simple fact seem to have been forgotten .By whom ? ЁЯЩВ , well thats little tough to word .

If you meet an MBA graduated out of a business school its interesting to note how they contrast one idea with other …say efficiency versus effectiveness .The points that are made in such analysis are fine and sometimes subtle and the conclusion quite revealing.One can also see how cleverly data is put together to form patterns , predict things and plan things.A life where things live in balance sheets …between quarters .;the list of such wizardly mental feats is long and these are quite important to people in corporate world .It seems like they have found out the secret of how tings works in this worlds , like we can control future .

While i am not really into either confirming or denying this ,the fact remains that something somewhere is going wrong .

At a level they did confuse ends and means.At some point in the quest to manage and survive in competition it happened .The fallacy can be elaborated to death .But bashing some people for their mistakes isn’t .. progress anyway .

Its defeat of the masses that need to be blamed .

The western or more correctly the school of philosophy and logic from the pioneer of industrialized set of people has been ruling the world .The ideas and concepts that were proposed sounded revolutionary and they seem to have worked .And worked a lot. From globalisation to GDPs to massic currency exchagre rate the language that people thing in , the point of views that define good vs bad …everything was impacted .A new world order of right and better was set.And it set so strongly that it overwhelmed and overtook many of the longest surviving civilization .At times this also rendered thier ideas as outdated and obsolete . Today when we look at the wisdom in financial and coporate world its hard to appreciate diversity.And thats where the point lies .

Everyone everywhere began to do the same thing , so much so , that people stopped questioning .Nobody wondered how could consuming the finite resources can really result in progress of man kind .How could a company rellay exist if all you have is many instituations owning it without , always any passion apart from profit driving it .Or say what heppen to identity on the day we reach the destination of globalisation .And lastly how the hell can U make prosper from lending to ppl not worthy of it .

Its not that the mindset where such hard questioning can come from does not exist .But they all wherever they exist are overwhelmed .It can also be termed as death of local sense against the global norms of carrying out business .

And surpisingly this local sense is where lies the hope .

This is not to say that the harwards and yales are done with all they could nourish and give to world.But all these while they are all that was there as origin of new thought.Time has come for other soils to get into a kind of intellectual churning ,come up with their own thought on carrying worlds business and the synthesis that would result might just bring us to the best set of ideals for a sensible and meaning full of conducting affairs .

….would the likes of IIM please stand and be counted ?